$1,400,000
 $7,516 est/mo Sourced by Back At You

38 Osprey Way,ELKTON, MD 21921

ELKTON, MD 21921

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Description

This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish.Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finished.The home offers a spacious layout with unique features, including a primary bedroom with a loft and sliding glass doors that open to the deck, providing beautiful natural light and a relaxing connection to the outdoors.Another standout feature is the separate above-garage apartment/in-law suite, which includes a bedroom, bathroom, mini-kitchen, and private entrance, offering great potential for guests, extended family, or additional living space.The property also includes both an attached garage and a large detached garage, providing plenty of storage, parking, and workspace.Situated on 3.12 private acres along the water, the setting is truly the highlight-offering peaceful views, privacy, and plenty of space to make this property your own.The seller is unable to complete the remaining renovations, and the property is being sold in its current condition. With vision and finishing touches, this home could be transformed into an exceptional waterfront retreat.

Details

MLS #MDCC2020600
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive-bright
Year1995
Days On Site211
Listing Provided ByIron Valley Real Estate of Central PA | Tonya Keener

Features

Bed(s)4
Bath(s) 4 Total
SQ Feet4,185
Garage6
BasementY
PoolYes
Story(s)2
ZoningNAR
Acreage3.12
Water FrontYes
Property ViewRiver

Interior

CoolingOther
Heating Yes / NoYes
HeatingCentral, Forced Air, Hot Water
Interior FeaturesAttic, Built-Ins, Ceiling Fan(s), Central Vacuum, Crown Moldings, Curved Staircase, Family Room Off Kitchen, Intercom, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-in Closet(s), Bar
Window FeaturesReplacement
AppliancesCooktop, Dishwasher, Dryer, Dryer - Electric, Exhaust Fan, Humidifier, Oven - Double, Washer, Water Heater

Exterior

Exterior FeaturesFlood Lights, Other
Security FeaturesFire Detection System, Smoke Detector
Construction MaterialsFrame
Foundation DetailsBlock, Concrete Perimeter
Lot FeaturesPrivate, Rural, Secluded

Parking

Garage Yes / NoYes
Parking FeaturesDirt Driveway

Taxes

Tax Annual Amount12386

Area Information

StateMD
CountyCECIL MD
CityELKTON
Zip Code21921
AreaCECIL MD
Community NameELK NECK
School DistrictCECIL COUNTY PUBLIC SCHOOLS
Listing VS Median (in ELK NECK)
Price:
$1,400,000
low | high
Med:
$1,400,000
50% of Average
sqft:
4,185
low | high
Med:
4,185
50% of Average
$ / sqft:
$335
low | high
Med:
$335
50% of Average
On site:
211
low | high
Med:
211
100% of Average
Sourced by Back At You

Market Activity 21921

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Learn More About This Property

StateMD
CountyCECIL MD
CityELKTON
Zip Code21921
AreaCECIL MD
Community NameELK NECK
School DistrictCECIL COUNTY PUBLIC SCHOOLS
Listing VS Median (in ELK NECK)
Price:
$1,400,000
low | high
Med:
$1,400,000
50% of Average
sqft:
4,185
low | high
Med:
4,185
50% of Average
$ / sqft:
$335
low | high
Med:
$335
50% of Average
On site:
211
low | high
Med:
211
100% of Average
Sourced by Back At You
Listing Updated: October 2, 2026 at 7:46:03 PM PDT